Assess your Financial Situation
Find out about the scholarships, loans, bursaries, and other financial aid schemes available to help fund your university education.
Last updated 16 June 2026
Assess your Financial Situation
No student should be deprived of a chance to pursue higher education. For this matter, there are plenty of financial aid schemes available for students who are not able to afford tertiary education.
University tuition fees are highly subsidised by the Singapore Government in the form of a Tuition Grant administered by the MOE. But the subsidised fees can still be quite substantial.
Besides the tuition fees, you may incur costs in terms of living and accommodation. Some universities have provided calculators to help you estimate your financial needs:
Based on your individual situation, you may decide to apply for the following:
Other Financial Aid
Types of Financial Aid | What is it | Who is it for | More information |
|---|---|---|---|
Scholarships | Fully sponsored education for high-achievers. Comes with additional allowances and guaranteed overseas exposure. | All students | For overseas scholarships, please click here. |
Post-secondary education account (PSEA) | The Post-Secondary Education Account (PSEA) is part of the Post-Secondary Education Scheme to help parents save for their children’s post-secondary education. The PSEA is administered by MOE and is opened automatically for all eligible Singaporeans. | All students | |
Work-study schemes | Part-time employment within (or outside) the universities. | All students | NUS Work Study Assistance Scheme SUTD Students@Part-Time Work Scheme |
Bursaries, grants, awards and subsidies | One-off monetary awards which can be used to pay off tuition fees or other specified purposes. No repayment required. | Students with demonstrated financial need. | |
CPF Education Scheme | Loan from CPF OA savings account (can be your own, spouse or parent's). Repayment must be made in cash either in one lump sum or via monthly instalment over a maximum of 12 years. | All students | |
Loans | These loans are interest-free during the course of study, with interest only commencing upon graduation. The interest rate and maximum loan repayment method depends on the loan provider. | All students. 100% loan with interest-free repayment is available for students with demonstrated financial need. | Individual universities also have their own loan schemes for students who do not qualify for MOE Study Loan or for specific purposes. |
For more information on tuition fees and financial aid, access the financial aid websites of the universities: