Scholarships and Financial Aid

No student should be deprived of a chance to pursue higher education. For this matter, there are plenty of financial aid schemes available for students who are not able to afford tertiary education.

Assess your Financial Situation

University tuition fees are highly subsidised by the Singapore Government in the form of a Tuition Grant administered by the MOE. But the subsidised fees can still be quite substantial.
Besides the tuition fees, you may incur costs in terms of living and accommodation. Some universities have provided calculators to help you estimate your financial needs:

Based on your individual situation, you may decide to apply for the following:

Types of Financial Aid	What is it	Who is it for	More information
Scholarships	Fully sponsored education for high-achievers. Comes with additional allowances and guaranteed overseas exposure.	All students	For overseas scholarships, please click here.
Post-secondary education account (PSEA)	The Post-Secondary Education Account (PSEA) is part of the Post-Secondary Education Scheme to help parents save for their children’s post-secondary education. The PSEA is administered by MOE and is opened automatically for all eligible Singaporeans.	All students	PSEA
Work-study schemes	Part-time employment within (or outside) the universities.	All students	NUS Work Study Assistance Scheme NTU Work Study Scheme SMU Work-Study Grant SUTD Students@Part-Time Work Scheme SIT Integrated Work Study Programme SUSS SkillsFuture Work Study Degree Programme
Bursaries, grants, awards and subsidies	One-off monetary awards which can be used to pay off tuition fees or other specified purposes. No repayment required.	Students with demonstrated financial need.	Mendaki Tertiary Tuition Fee Subsidy (TTFS)
CPF Education Scheme	Loan from CPF OA savings account (can be your own, spouse or parent's). Repayment must be made in cash either in one lump sum or via monthly instalment over a maximum of 12 years.	All students	CPF Education Loan
Loans	These loans are interest-free during the course of study, with interest only commencing upon graduation. The interest rate and maximum loan repayment method depends on the loan provider.	All students. 100% loan with interest-free repayment is available for students with demonstrated financial need.	MOE Tuition Fee Loan MOE Study Loan Individual universities also have their own loan schemes for students who do not qualify for MOE Study Loan or for specific purposes.

For more information on tuition fees and financial aid, access the financial aid websites of the universities: